ACR92 PCMCIA Smart Card Reader is a specially designed smart card peripheral for notebook and portable computers. It is compliant to PC/SC, FCC and ISO 7816 and it is also EMV Level 1 Certified making it suitable for applications related to banking services and credit card payments. The ACR92 is easy to install and use. It establishes a uniform interface between the computer and the smart card for a wide variety of cards. By taking care of the card specific particulars, the software engineers need not to understand the full technical details of the smart card/computer interface to carry out the implementation of a smart card system. It also allows future firmware and application upgrade.